Terms of Service

By using Ruck Finance you agree to these terms. We've kept them as simple and straightforward as possible. No legal maze, just the basics.

• Ruck Finance is an educational resource. Content on this site is for informational purposes only and does not constitute financial advice.
• You are responsible for your own financial decisions.
• You agree not to misuse the site or attempt to access it in unauthorized ways.

Ruck Finance is invite-only right now. Access is available to anyone with a valid invite. The content is built for the military community, and we also welcome supporters. Please don't share your invite code publicly or try to access the courses without one.

Members with a military connection (currently serving, veterans, and military families) have unlimited access. Members with no military connection have free access for 90 days. Those who finish every course within those 90 days keep full access for life. Otherwise the account is locked; progress is kept, and a new invite restores access for another 90 days.

When we open to the public, civilian membership will be a one-time payment. See Pricing for details.

Military access is reserved for the military community. When you choose a military connection (currently serving, veteran, or military family), you confirm that it's true.

Falsely claiming military service or a military connection to get military access is fraud and a violation of these terms. If we find a false claim, we will remove your access immediately, may require payment for the access you used, and may report it to the appropriate authorities. Some false claims of military service or decorations made to obtain money or benefits are crimes under federal and state law.

Picked the wrong option by mistake? Contact the person who invited you, and we'll fix it, no problem.

All content on Ruck Finance (text, design, and graphics) is owned by Ruck Finance. You may not reproduce or redistribute it without permission.

Everything on Ruck Finance is for educational and informational purposes only. It is not financial, investment, tax, legal, or credit counseling advice, and it is not advice for your personal situation. Ruck Finance is not a licensed financial advisor, investment adviser, tax professional, attorney, bank, or credit counselor, and using the site does not create an advisor-client relationship.

• The courses share general information and personal experience. What worked for one person may not be right for you.
• Examples, numbers, and calculators are illustrations, not promises. Your results depend on your situation and your choices.
• Rates, laws, benefits, card offers, and program rules change often. Information may be out of date or contain errors. Always confirm with the official source, lender, card issuer, or agency before you act.
• You are solely responsible for your financial decisions and their outcomes, including any debt, interest, fees, taxes, or changes to your credit.
• Before making major financial decisions, talk to a qualified, licensed professional.

The courses mention other companies, products, programs, and websites so you know they exist. Mentioning them is not an endorsement or a guarantee, we don't control them, and we aren't responsible for their content, terms, or decisions. We don't currently earn commissions from anything we mention.

Ruck Finance is provided “as is” and “as available,” without warranties of any kind, including that the content is complete, accurate, or current.

To the fullest extent allowed by law, Ruck Finance and its owner are not liable for any loss or damage of any kind arising from your use of the site or from any decision you make based on its content, including financial losses, debt, fees, interest, taxes, or credit damage. You use the site and act on its content at your own risk.

We may update these terms as the site grows. We'll always post the latest version here with an updated date.

Questions? Contact information will be updated as the site grows.